Meeting the Costs of Live-in Care and Nursing

Long-Term Care Funding Options Handbook

This Handbook is a valuable guide to funding options that are available to people considering long-term 'live-in' nursing or care. [Disclaimer]. If you would like to read the pages online please go to the Next Page or see the Table of Contents below.

If you have not already done so you can download a text version of the guide to your PC: Download the Funding Options Handbook (requires Adobe Reader – registration required).

As well as looking at various financial products that are available the Handbook provides a summary of some of the help that is available from the state, the NHS and local councils together with contact details of organisations which can provide more information.

What is Live-in Care and Nursing?

Consultus provides live-in nurses and carers to people throughout the UK, helping them to stay at home where otherwise they would need to move to a care home, endure extended time in hospital or be looked after at home by an increasingly frail spouse or visiting relatives who may live some distance away. Live-in staff can stay with their clients for days, weeks or indefinitely, providing companionship and any assistance that's necessary to enable them to remain in (or return to) the place they most want to be – their own homes. The Commission for Social Care Inspection recently rated our services "Excellent". Find out more about Consultus live-in care and nursing.

Funding Options Handbook - Contents

Funding Options - Introduction
 
Equity Release Schemes
 Home Reversion Plans
 Full Reversion Plans
 Partial Reversion Plans
 Interest Only Mortgages
 Home Income Plans
 Roll Up Mortgages
 Shared Appreciation Mortgages
 
Annuity Based Schemes
 Immediate Care Plans
 Impaired Life Annuities
 Purchased Life Annuities
 
Trusts & Other Alternatives
 Loan Trust
 Actuarial Life/ER
 
Financial Consultants -
 AIS Ltd
 
State and Local Authority Funding
 Social Services Support and Direct Payments
 Attendance Allowance
 Carer's Allowance
 Continuing Care (NHS)
 Disability Living Allowance
 Independent Living Fund
 Helplines

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Disclaimer: Consultus Care & Nursing Agency Ltd provides this information as an informal guide to current funding options that we believe may be suitable to finance live-in care or nursing. While we believe the information to be true and accurate we are not authorised to provide investment or other financial advice and nothing on this website should be construed as such; you should always obtain independent financial advice from a financial advisor registered with the FSA.